To qualify for a DSCR loan with Capital DSCR, you’ll need to meet the following criteria:
- FICO Score: 680 or higher
- DSCR (Debt Service Coverage Ratio): Greater than 1.0
- Maximum LTV: Up to 85% for purchases, up to 80% for refinances and up to 75% for cash-out refinances

You can view all eligibility terms by clicking here!

- Single-family residences (SFRs)
- 2-4 unit residential properties
- Condos and townhomes

Capital DSCR offers loan amounts from $100,000 -$1,000,000.

Typically 15-20% for purchase, though a higher DSCR can help lower that requirement.

It typically takes 3-4 weeks to close with Capital DSCR.

Capital DSCR offers competitive interest rates with most traditional banks but, amortized over 30 years to help keep your monthly payments predictable.